• 0 Posts
  • 34 Comments
Joined 1 year ago
cake
Cake day: June 13th, 2023

help-circle

  • Personally I’m way happier with a 401(k) than a pension. Risk is more distributed with a pension, yes, and many people don’t have the knowledge or resolve to properly manage their own retirement funds. But pensions are a royal PITA, way more complicated (and expensive) to manage than a 401k. So if I had to choose between money coming out of my paycheck to go into a complicated expensive pension fund that may or may not be around in a few decades, OR a 401k that I have complete control over and can take with me when I leave the company, I’ll take the 401k every day of the week.




  • Hopefully they get caught in the “is this guy a lunatic” phase of the interview process. If they are functional and otherwise normal and reasonable then who cares if they’ve got an eight ball in their pocket.

    Related story: my ex worked at a vet clinic for a while. She said they hired a new vet tech and he got fired on day one. He’d stolen some animal tranquilizers or something and disappeared. They found him passed out in his car drooling. Called the cops/ambulance and fired him on the spot obviously.

    Point is, crazies are easy to spot, who cares what otherwise normal well adjusted people do.






  • It brings me great pleasure to own things for a long time. My car is 15 years old and it’s in amazing condition, my phone is 6 years old and it’s fine. Hell, I have several pairs of shoes that are 6-8 years old and I can’t believe they’re still going strong. When it’s time for something new I’ll happily upgrade but I’ll never understand people who constantly need new things all the time.








  • I blame the board of directors and shareholders. The ceo is hired by the board the make money for the shareholders. I think shareholders need to realize their ROI is lower than they think it is, because of the externalities that are not reflected in balance sheets and income statements. But of course that’ll never happen until something calamitous causes it to.