Furthermore, Costco employees will never push you to get the executive membership, if your previous year did not have enough spending on it to at least pay back the difference.
We actually had the Costco customer service Tell us to cancel our executive membership, because we didn’t earn enough over the year
You are getting down voted because you said the dirty private word, but you are entirely right.
Id say the bigger problem might be your employer Heath insurance company can tell you no to opting out.