Not 100% true.
I never finished college and have a pretty nice IT job now.
Admittedly I had a lot of shit jobs before by some luck one of those places I worked at for a couple years had an IT opening. I applied and had somewhat of a reputation for helping out the less technically savvy peeps on my line, went to the interview, answered their questions and got my foot in the door for experience.
It wasn’t a great paying position but eventually I was able to move elsewhere and a couple jobs later I found myself making decent money, better money than some I know that do have college degrees.
A lot of people also have two phones due to less dire circumstances than those listed here or criminal related things - like people with work phones.
When there’s an alert (usually Amber alerts) late at night having four cell phones screeching and awakening you from the depths of sleep is panic inducing. My husband and I both have personal phones and work phones and it’s jarring to say the least when they all go off at once.